info@metisfunding.co.uk
01904 593 566 / 07923 018 864

Business Finance for SMEs – helping businesses to grow, secure assets, raise capital and generate cash flow

Metis Funding Solutions is one of the UK’s leading suppliers of business funding solutions.

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How can business finance help my business?

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To finance equipment or vehicles

Utilising asset finance is an ideal way to invest in business growth for businesses of all sizes. Asset finance is suitable for virtually any type of business regardless of its size.

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Provide a cash injection

Business Loans can help spread the costs of business finance when a company is struggling to pay creditors or looking to meet its growth targets.

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Raise some capital

Property finance is an option which can be used to raise additional capital. There is no shortage of lenders and we can advise you through the mine field of options.

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Improve cash flow

It is possible to release up to 90% of money owing to you from invoices. It can be accessed in as little as 24 hours of raising an invoice. This product can assist the majority of business sectors including a specialist product for the Construction sector.

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Supply a short-term loan

In pressing circumstances, a bridging loan can be used as a short-term loan. Trust Metis Funding to guide you through the various options.

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Facilitates smoother trading

Supplies the capital needed to begin manufacturing or assemble components into finished products, helping ease cash flow pressures, minimise risks for both buyers and sellers and create opportunities for smaller businesses to expand globally.

Our Funding Solutions

Asset Finance
Bridging Loans
Business Loans
Component Part Finance
Construction Finance
Development Finance
Equestrian Finance
Invoice Finance
Trade Finance

What we do

As an independent finance broker, we offer flexible funding options including asset finance, business loans, bridging loans, property finance, invoice finance, construction finance and trade finance which enables you to secure your assets, generate cash flow and grow your business.

We can definitely help with the “standard” funding requirements, but we thrive on the more challenging cases from short lead times, to lack of trading history and difficult to fund sectors.

Our mission is to deliver quality advice and guidance to our clients with a “can do, will do” approach.

Who and how we help

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Who

We can assist start-ups, SME owners and established businesses within any sector, but have helped many businesses in the Construction, Manufacturing, Transport, Care and Cleaning industries.

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How

We work closely with a trusted, carefully vetted panel of lenders, including banks, asset-based lenders and finance houses, ensuring we can always identify the right solution for your needs. 

Why us?

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Tailored

We have a wealth of experience (over 45 years) in the brokerage and advisory sectors which allows us to tailor a solution which is crafted for you business needs.

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Fast & Flexible

We recognise that funding is often needed to seize opportunities or overcome challenges. To make the process easier, we offer flexible appointments, including evenings and weekends.

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Supportive

We prefer to meet with you in person to gain a clear understanding of your business and processes and to support you every step of the way.

Uncertain which business finance solution is right for you? Select the option below that best reflects your objectives to receive clear guidance on the next steps.
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What does the business want to do?

Our Solutions

Asset Finance

The business spreads the monthly payments over time through an agreed finance plan. There are different types of Asset Finance dependent upon ownership requirements. Metis Funding Solutions can guide the business to the most appropriate asset finance solution for the business’ needs.

Asset Finance is suited for any business (start up or established), regardless of industry, that needs to acquire high-value assets without tying up large amounts of capital.

Asset Finance

The business spreads the monthly payments over time through an agreed finance plan. There are different types of Asset Finance dependent upon ownership requirements. Metis Funding Solutions can guide the business to the most appropriate asset finance solution for the business’ needs.

Asset Finance is suited for any business (start up or established), regardless of industry, that needs to acquire high-value assets without tying up large amounts of capital.

Invoice Finance

A business sells its invoices to a finance provider in exchange for an immediate cash advance — typically up to 85% of the invoice value. When the customer pays the invoice later, the finance provider sends the remaining balance to the business, minus a small fee or interest charge.

Certain invoice finance solutions offer both internal credit control management and the discretion to use the facility without customer awareness.

Asset Finance

This funding solution allows a company to release cash tied up in existing assets — such as vehicles, machinery or equipment — by using them as security for a loan.

A lender will assess the value of the business’ assets and then provide a cash advance based on that value (usually up to 70–80%). The business then repays the loan in instalments, while continuing to use the assets in your business.

Business Loan

A business loan is a type of financing that allows a company to borrow money from a lender to help fund its operations, growth, upgrade facilities, hire staff, pay creditors or other business needs.

The advantages of a business loan over an overdraft is less interest may be paid over a specified period and at a set interest rate.

There are many types of business loans. Metis Funding Solutions can advise which loan is most suitable for the business and its requirements.

Start-up Loan - a loan of up to £25k for businesses 3 years or younger.

Business Loan - a loan of up to £250k for businesses 3 years+.

Construction Finance

Construction Finance is a specialist product for businesses involved in the Construction sector but really should be called contracting finance. 

The product allows businesses to raise working capital against their outstanding invoices and applications for payment on on-going contracts on a confidential basis.

It’s used to enable businesses to raise working capital to fund an on-going contract to allow them to buy supplies, pay staff and take away the stresses of day-to-day cashflow.

Bridging Loan

This funding solution is used to ‘bridge’ a gap between a debt becoming due for payment and a line of credit becoming available.

Bridging loans can be used to purchase a property quickly – such as auction purchases, fund property restoration/conversion work or prevent repossession.

Given the variety of bridging loan options, businesses and individuals should ensure they choose the most appropriate solution for their circumstances. Metis Funding Solutions can guide you through the process.

Development Finance

This could range from building a single house to multiple properties,  a commercial unit or even expanding an equestrian yard, increasing stable capacity or building a new arena. If you already own the land outright, you may be able to access up to 100% of the build costs, released in stages as the project progresses.

If you also need to purchase the land, lenders may fund up to 70% of the land’s purchase price in addition to the staged build costs.

Trade Finance

It helps seller (exporter) receive payment promptly and enables buyer (importer) to defer payment until goods are delivered to complete the sale aiding efficiency and cashflow for the importer. Trade Finance can also be used in the UK, if it fits the process.

This business finance solution is suitable for manufacturing companies, retailers, wholesalers and import and export traders.

Component Part Finance

Component Part Finance is a type of business funding that enables a company to acquire the specific parts or components required for manufacturing, production, or assembly in order to fulfil a customer’s purchase order.

This type of product will work well for manufacturing and engineering businesses who need to fulfill large quantity orders.

This business finance solution can Improve cash flow by avoiding large upfront payments, maintain production schedules without delays and can sometimes allow bulk purchasing at discounts without tying up capital.

Durham Retail Displays Ltd

One thing is for sure is that during bad times it’s the people who step in to the room to offer solutions not the ones who step outside that you want long term relationships with. Many jobs in a number of businesses have been preserved due to the unseen efforts of Metis Funding.

G United Ltd

Metis is a very well run organisation who I would highly recommend.

Their communication is first class and they always make time for their clients. Paula is very prompt in correspondence and is always very helpful.

Willowdale Ltd

Before our business started working with Metis Funding Solutions (MFS), we were struggling with cash flow caused by clients not paying on time, David and Paula quickly sourced a competitive invoice finance facility in a sector where others had failed before.

David has assisted me in moving forward in the correct direction with my businesses. I would not hesitate to recommend working with MFS, who listen to your business requirements and support you through your chosen route for your business.

Yorkshire Rendering Company

Before our business started working with Metis Funding Solutions (MFS), – we were struggling with finding lenders due to our lack of trading history and financial accounts.
Since working with MFS, they have helped me to obtain funding for my properties in a very prompt timeframe..

I highly recommend MFS if you’re wanting to sit down with genuine people who take on board your personal circumstances. Ultimately, I will be using Dave & Paula for all my financing requirements for the foreseeable future and can’t speak highly enough of what they have done for me.

Starboard Personnel

I approached Metis for business advice a month ago. I explained my business requirements in brief. A face to face meeting was arranged at a time to suit, so that my requirements could be discussed in more detail.

I was met with professionalism, courtesy & a very friendly approach. If you require a solution to your business needs, I would highly recommend speaking to Metis.

DJT Services

We started working with Metis Funding Solutions, who were able to suggest options to us that would help us financially. We were able to obtain a working capital facility for our business at an excellent rate.

I would highly recommend Metis Funding Solutions, if you need help sourcing the best funding solution for your businesses with honest and helpful advice. Both Paula and David who we dealt with are very professional and very knowledgeable.

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